How To Maximize Recovery After a Partial Loss

1/7/2022 (Permalink)

How to Get the Most Out of Your Recovery After a Partial Loss

A fire can be devastating, both financially and structurally, as it often results in fire, water and smoke damage. Areas of a building not even touched by flames may require cleanup and restoration, and electronics throughout the building may be ruined due to smoke, water and power surges. So, as a business owner, it can be devastating when an insurance company deems one's fire loss a "partial loss". If your insurance company recently returned a partial loss verdict, it's understandable if you're feeling frustrated and unsure of what to do. However, don't let your frustration get the better of you; instead, take the following steps to maximize your recovery and get your business back off the ground:

• Call in a Walton County fire restoration team to perform a thorough inspection and document damage.
• Document everything that was damaged or destroyed, even if you're not sure it's worth documenting.
• Check for mold, smoke, soot and other irritants.

Request a Thorough Inspection

Most insurance adjusters won't accept a fire loss claim without the findings of a thorough inspection. This means that you cannot just assess the damage yourself, mark stuff down and send in a claim. You must call in a licensed contractor who can walk through your building and inspect the roof, structure, siding, windows, insulation and plumbing, and HVAC systems. The contractor can provide an official report that itemizes damages and losses.

Document Losses

While a professional fire cleanup team can assess your building for structural damage, they likely won't know how to categorize your more personal losses, such as equipment loss, data loss and damage to confidential documentation. Do this yourself to ensure that you are covered for everything.

Check for Irritants

Most insurance companies are required to cover mold, smoke, or soot restoration, so long as the damage was from the recent disaster. Have your inspector check for any irritants so that you can request remediation.

If all else fails, claim unreimbursed losses on your tax return. However, a thorough inspection, detailed documentation, and present irritants may be all you need to maximize recovery for fire loss.

We Can Handle Multiple Types of Restoration for Your Home or Business | SERVPRO® of Baldwin and Monroe

1/6/2021 (Permalink)

If you have damage to your home or business, finding a restoration company as quickly as possible is probably at the forefront of your mind. While it is understandable that you will want to make a fast decision, you should also make sure that you are making the best decision for your needs. 

After a fire, flood or storm, there is often more than one type of damage present that your restoration crew will have to contend with. That is why we always recommend working with a company that is a leader in all types of damage restoration and follows the guidelines of the Institute of Inspection Cleaning and Restoration Certification so you can be sure that no matter the situation, your damage will be restored to its previous condition. 

Here are the types of damages we handle: 

Residential and Commercial Fire Damage 

Fire damage can be nuanced and there are no two situations that are identical. After a fire, you will typically experience damage from smoke, soot and charring, but you will also often have to contend with water damage from the fire being extinguished and even some reconstruction if the fire has compromised the structural integrity of your home or business. The good news is, we can handle all of this from start to finish so you can be certain your damage is taken care of. 

Residential and Commercial Water Damage 

Water damage can come from a variety of places, such as a clogged drain, a burst pipe or a weather event. When we are called to the scene of water damage, we can quickly evaluate the extent of the damage and what classification of water is present, and then move in our commercial dryers and dehumidifiers in to get the moisture out. 

Residential and Commercial Storm Damage 

Storms can be terrifying events and cause extensive damage to your home through various means. Water damage, wind damage, hail damage and even fires can be common after storms—but because we can handle all of these things at one time, you can count on us to quickly and comprehensively respond to your storm damage and begin taking action. 

Residential and Commercial Building Services

We pride ourselves as a "one stop shop" for customers who have experienced a disaster.  We boast a flooring showroom fitted with the best flooring expert around.  We also have a dynamic pair of project managers who will guide you throughout the reconstruction piece of the project.  On top of that, the owners, Josh and Jason, are both licensed general contractors with decades of experience, so you can trust without a doubt you're in the best hands.  We make it look "Like it never even happened." Guaranteed.

If your home or business has been impacted by fire, water, mold or storm damage, you can count on us to handle it all! Contact us today to learn more. 

SERVPRO is your One-Stop-Shop

1/6/2020 (Permalink)

Our turnkey operation leaves you in safe hands through the entire process.

Here at SERVPRO of Baldwin and Monroe, we have a FABULOUS Reconstruction division. This is exciting news for many different reasons. As a fire and water damage restoration company, we had everything we needed to be able to come in and restore what we could and tear out what had to be removed due to damage. With our reconstruction team in place, we have the ability to be a full TURNKEY operation. Not only can we remediate the damages, but we can also replace what was lost. There is no obligation to use our reconstruction team if we perform emergency services. However, if you as the customer so chooses, we have the services available on hand to make it “Like it never even happened.”  

Our reconstruction team is not only for use after fire, water, or mold mitigation services are performed. This team can take on any project that you might have. It does not matter the size. We handle Commercial Reconstruction as well as Residential Reconstruction. If you’re in the market for a remodel on your home, we can make it happen. If there are a few places on the roof that you need repaired, we can make it happen. If your business needs a fresh, new look, inside and out, we can make it happen. Please don’t hesitate to pick up the phone and call our office. Our team would be more than happy to answer any questions that you might have about reconstruction.